Our Commitment

The TMAC Difference

Traditional Mortgage Acceptance Company (TMAC) is a privately held and family-owned boutique mortgage company that aspires to be the best although not necessarily the largest reverse mortgage company. TMAC offers partners the following advantages:

People

At TMAC, virtually all of our team members learned the business at other companies and they have come to TMAC with decades of experience and a desire to manage the business differently and in ways not always possible at other companies. TMAC understands that partners are looking for a higher level of communication, responsiveness and service than they may be getting and the TMAC team is focused on building long term relationships with partners that value a high level of service. At TMAC, you will have direct contact with our wholesale team and when needed, our operations team, processors and underwriters are all accessible to overcome any obstacles to getting your loan closed on schedule.

Processes

Reverse mortgages can be complicated and confusing so the TMAC team has combined a world-class vertically integrated origination platform with a lean organization that is empowered to be flexible enough to address most any situation. As TMAC does not have the number of layers and staff that a larger company may have, getting resolution of issues is simpler and faster. As a direct Ginnie Mae issuer without investor overlays, TMAC is able to streamline the process more predictably.

Pricing

In addition to not having a large and costly bureaucracy, TMAC has a billion dollar plus Mortgage Servicing Portfolio and is a Ginnie Mae approved securitization partner. This allows TMAC to offer some of the most competitive pricing in the industry which results in better compensation for brokers and partners.