Proven experience

We’ve been in the finance business for decades—long enough to know the power of partnership.

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Our Solutions

Wholesale Underwriting

As a wholesale investor TMAC underwrites, funds and purchases loans from our originating partners. We offer that unique—and needed balance—of flexibility based on the specifics of your client’s situation, trust in you as a partner and our ability to see past the numbers to each individual case. Importantly, we work with you to navigate decisions based on individual facts, not formulas. When you make the call to TMAC, you’re working directly with the team members making the decisions. No run around, no “taking it upstairs.” That translates to a business partner you can trust—and rely on.

Meet Our Wholesale Team

  • Geoffrey Bench

    VP Wholesale

    After many years of experience with some of the largest reverse mortgage companies, Geoff joined TMAC to lead the wholesale division. Geoff and his team offer partners a high level of personalized service that is difficult for larger less flexible companies to deliver. Geoff has worked for Longbridge Financial, AAG, Wells Fargo, Met Life, Liberty and others. Geoff is looking to offer brokers the best service without the headaches and red tape that are ever present with larger companies.

    When Geoff is not working, he spends time with his wife and two daughters in Upstate New York’s Finger Lakes on his boat or in the Adirondacks to ski, hike and camp. Geoff is up for travel and planning new adventures regularly!

  • Chase Kinder

    Wholesale Account Executive

    Chase Kinder is a seasoned Senior Account Executive passionate about helping mortgage brokers, lenders, and banks/credit unions increase their production and profitability. Chase is dedicated to helping his clients, his fellow employees and his community. Chase has developed a reputation as a relentless worker, a skilled communicator and innovative thinker. Having been a top licensed loan originator, Chase knows what it takes to get a loan through escrow and he shares his knowledge with the clients he serves. Never one to shy away from a challenge, Chase brings his “in the trenches” approach and commitment to customer service.

    Based in York Pennsylvania, Chase is a graduate of Stockton University with a bachelor’s degree in marketing. Chase is very active in his church and made two trips to Ethiopia with a Medical team to provide aid. When not working, Chase spends time with his two boys, coaches little league, volunteers as a firefighter and is an avid Philly sports fan. Chase has also named his dog Harper after Phillies outfielder Bryce Harper.

  • Nathan Grant

    Wholesale Account Executive

    Nathan’s background in fin tech and financial services led him to the reverse mortgage industry over a decade ago when he entered the reverse mortgage Industry gaining experience with Reverse Mortgage USA and C&E Financial prior to joining TMAC. Nathan’s extensive contacts with brokers and loan officers has enabled him to share his expertise in reverse mortgages with many new TMAC partners.

    Nathan is a lifelong resident of Texas currently living in the Dallas suburb of Frisco. In Nathan’s free time, he keeps busy with his seven kids, he coaches football and basketball and keeps up with the Dallas Cowboys along with college basketball and football. Nathan received his Masters from SMU and roots them on as well.

  • Josh Serrano

    Account Executive

    Based in Southern California, Josh has spent over 20 years in the mortgage industry servicing brokers and lenders all over the country. Prior to joining TMAC, Josh worked with other companies including Moneyhouse, High Tech Lending, Sun West, and as a retail loan originator in Orange County, CA. Josh is well known throughout Southern California and beyond for the white-glove service he provides to his clients and his ability to think outside the box. He is fluently bi-lingual and is highly sought-after for his Spanish speaking reverse mortgage expertise. Transforming underperforming clients into reverse mortgage powerhouses is his mission.

    Outside of work, Josh lives an active lifestyle which includes snowboarding, surfing, jiu jitsu, and mixed martial arts. Since 2010, Josh has been a volunteer with Habitat for Humanity and is also involved with his local city government. However, what Josh most loves to do is spend time with his young son and travel whenever possible.

  • Colby Hale

    Account & Production Manager

    With over 20 years in the reverse mortgage industry, Colby is the go-to person at TMAC to onboard new partners and troubleshoot issues on files. Her experience with operations, underwriting and account management at firms like Live Well Financial and Open Mortgage have prepared her well to troubleshoot and expedite loans at TMAC. Colby really enjoys sharing her knowledge of reverse mortgages and helping partners understand the ins and outs of the program and process.

    Colby is the consummate inside person who is an avid outdoors woman when away from work. She loves to volunteer at the Appalachian Great Pyrenees Rescue where she found Cali, a Great Pyrenees/Labrador, as a failed foster attempt. Whenever possible, Colby likes to spend her time outdoors kayaking, hiking and backpacking. Internationally, she has hiked the Inca Trail to Machu Picchu, Peru, Mount Fitz Roy in Argentina and the W Trek in Torres del Paine, Chile. Stateside she has been blessed to hike the Appalachians, the Rockies, the Sierras and has summited Mt. Whitney nine times. In addition to that, she is one of the small percentage of visitors to the Grand Canyon that has hiked the arduous Rim to Rim trail. Talk about Peak Performance!

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Direct to the Decision-Maker

Getting the run around while you’re moving forward with a client’s financing is frustrating. Expect the exact opposite with TMAC. It’s our commitment.

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Correspondent Lending

TMAC buys closed loans from other trusted lenders, pools them together, and issues a Ginnie Mae security. We’re a respected, well-capitalized secondary market purchaser of reverse mortgages and a Ginnie Mae issuer of mortgage backed securities (“MBS”); based on our current volume, we’re the sixth largest issuer in the country. We’ve earned that position through good pricing, personalized service, fast intake, as well as a clear and sensible loan review process.

As a Ginnie Mae approved MBS issuer, TMAC purchases funded reverse mortgages from many of the top reverse mortgage lenders in the United States. A wholly owned government corporation within the Department of Housing and Urban Development, Ginnie Mae guarantees the timely payment of principal and interest payments on MBS. After purchasing the closed (funded) reverse mortgages, TMAC issues securities collateralized by “pools” of similar loans. As part of the process, TMAC plays an indirect role in creating more financing options for seniors (often at lower financing costs) who want increased liquidity that can be gained by tapping the equity they’ve accrued in their homes.

We work with our partners to make this process of bundling or pooling mortgages straightforward and easy—allowing the mortgage company to return to their core business of working with homeowners to finance and close home loans.

If you’re interested in exploring how to partner with TMAC as a correspondent seller, reach out—we’re ready to talk.

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We believe in relationships

We’re here to help

At TMAC, we rely on the judgment of our experienced team—not on formulas—to guide our decisions.
We also believe in relationships and the value of working with teams we trust.

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